The single largest financial goal for most Americans is retirement. But success takes planning.

 

Let us make it easy! We can guide you through the process. Contact us today!

“I’ve been in the business of helping people retire for 15 years. And to be candid, I’ve seen a lot of people struggle with this transition in life in a number of different ways. We offer Retirement Coaching services to help you think about the issues associated with retirement to ensure you have the best transition possible.” 

Paul Saad

After spending your working life saving and investing, there are some critical decisions you need to make before you start taking those funds out. Planning ahead will help you get the most out of your retirement nest egg. Below are some common questions that come up:

  •  What are the pros and cons of leaving your savings in your employer’s retirement plan versus rolling it into an individual retirement account (IRA)?
  •  For many of us, retirement income will come from a mix of Social Security and our own savings, and possibly pensions and annuities. How are you estimating how much money you will receive each month? How much money will you need, and for what? Most importantly, will your current saving and investing plans get you there?
  •  Your appetite for taking risks with your investments may wane as you near the end of your career and then retire. How should your asset allocation — the division of your money among different stocks, bonds and other investment types — change as you get closer to retirement?
  •  Finally, at what rate can you draw down your retirement savings and still have enough money to last 20, 30 or even more years in retirement?

These topics can be difficult to sort out on your own. But we can walk you through these critical considerations and share valuable expertise.

 

“What Does Retirement Mean To You?

The idea of retirement has changed; we need to look at things differently. Figuring out how much you need is simply mechanical, and most basic retirement software can do that. Having the appropriate resources let’s you sleep at night, but having a “purpose” gets you up in the morning.

We seek to help clients get a better return on life. The old retirement conversation was “how should I fund my retirement”, the new conversation is about “how am I going to spend my time and resources.” 

We want you to be the driver. In control of your life, not a passenger.  It’s time to reframe your thinking from “Retiring from something” to “retiring to something” another 30+ years of life!

It’s up to you — Whether you should retire at 62, 65, or some other age, only you can decide what is right for you. In fact, you may want to reconsider retiring at all––at least in the traditional sense.

We can help educate and guide you through the myriad of decisions and options to find the strategies that are most appropriate for your specific situation.