PlanNow

Through PlanNow, young professionals have access to our low-cost model ETF portfolios, a client portal, collaborative financial planning software, and most importantly, access to an experienced professional.

PlanNow clients pay a discounted flat monthly subscription fee for all of the planning, advice, and investment management services. There are no minimum asset requirements.

Financial planning for millennials and young professionals. Employee benefits (RSUs, ISOs, ESPPs) 

Restricted Stock Units (RSUs) are a popular form of equity compensation that, after vesting, result in an employee’s receipt of shares of company stock or a cash payout. Similar to a bonus, RSUs can positively affect cash flow but incur taxes that require planning. It is important to develop an understanding of how they fit into your overall financial plan.

This checklist helps guide our conversations when advising clients regarding their RSUs:

  • Key characteristics of RSUs
  • Ordinary income tax considerations at vesting
  • Capital gains tax considerations at sale
  • Company stock and portfolio considerations

PlanNow is a service offered to young professionals and/or individuals with less complex requirements.

 

Financial planning for millennials and young professionals. Employee benefits (RSUs, ISOs, ESPPs)